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Foremost Insurance | Specialized, Mobile, RV & More

SkyBlue Insurance is proud to sell Foremost  brand home insurance in California.

Foremost offers great rates on Specialized home insurance for California that includes both homeowner's liability and property damage coverage.

California mobile home insurance is a specialtiy of Foremost, and they also excel at providing seasonal home insurance policies for those who only use their condos or vacation homes during only a few months out of the year. 

Foremost got their start selling coverage for RVs, so you can also bet that their recreational vehicle insurance is the best in the business with specialized options that will fit your vehicle and lifestyle perfectly:

Call our office at 1-800-771-7758 during normal business hours to speak with someone immediately regarding free quotes on Foremost home insurance and other reliable brand-name insurance products from SkyBlue.

 

Specialized Home Insurance Options

When you think of specialized home insurance for the state of California, you should think 'Foremost'.

Foremost is the nation's leading mobile home insurance provider, so it's safe to say they know a thing or two about writing home insurance policies for RVs, mobile homes, vacation homes, and any kind of special dwelling people can throw them.

Doing business with Foremost and SkyBlue ensures a particular level of expertise. The experience which foremost has with specialized home insurance  is beyond that of their competition. get a free mobile home insurance quote from them today to learn exactly what the difference is.

Mobile Home Insurance

Comprehensive Coverage
This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.

Optional Replacement Cost
Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!

Agreed Loss Settlement
If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible). No hassles.

Liability Coverage.
This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.


Additional Mobile Home Insurance Benefits

  • Additional Living Expenses
  • Trees, shrubs, plants and lawns
  • Debris removal
  • Emergency Removal Service and
  • Emergency Repair after a loss
  • Credit card and check forgery
  • Fire Department service
  • Food spoilage coverage
  • Hobby farm or ranch liability
  • Identity fraud expense and management including monitoring
  • Incidental business liability
  • Personal injury
  • Water damage from sewers and drains
  • Earthquake coverage
  • Trip coverage when moving your home
  • Personal Liability coverage on additional residences
  • Scheduled Personal Property coverage
  • Replacement cost coverage (mobile home, other structures and personal belongings) (USE Chart From Word Document 'Foremost Mobile Home Chart' in Homeownersinsuranceforcalifornia folder)

 

Seasonal Home Insurance

Seasonal home insurance from Foremost is specifically designed for people that don't spend their whole year in one house, and don't want to spend more for less coverage.

If you own a condo or vacation home and are looking for strong home insurance coverage that will provide both liability and property damage coverage while you reside there without costing you an arm and a leg- chances are Foremost seasonal home insurance is right for you.

Why Choose Foremost for your Seasonal Home Insurance?
When you shop for your seasonal home insurance through Foremost, we give you dozens of choices in coverage so you can purchase your seasonal home insurance or vacation rental insurance with confidence

No Primary Residence Requiremen.
Unlike other companies, Foremost doesn’t require that your primary residence be insured with us in order to insure your seasonal or secondary property.

Comprehensive Property Coverage
This means we cover most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy.

Named Peril Coverage
This means that we cover "perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.

Liability Coverage
This provides coverage if you're found legally responsible for an accident that causes injury to someone who doesn't live in your home or causes property damage to another's property.

Actual Cash Value
In the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.

Agreed Loss Settlement
If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible). No hassles.

Optional Replacement Cost
Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.

Extended Replacement Cost.
You can receive up to 25% of the insured amount, to replace your home! (not available in all states)
We also offer choices for:

Replacement Cost coverage on personal property
Additional coverage for jewelry, watches and furs
Business property and liability
High liability limits

 

 


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